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Showing posts from July, 2023

Overcomplicating Retirement Decisions

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  Had a week off for a family vacation.  It was nice to get together with family and chill out and enjoy each others company.  Did some fishing, some hiking and spent a day on the lake in a rented pontoon boat.  We spent the week in south central Kentucky in the Nolin Lake area.  We also took a tour of the Mammoth cave area.  All in all a great week.  Now back to the Texas heat and my regular retired day to day life.  On the last night of vacation we went out for ice cream and I posted the following on facebook: Finishing vacation with ice cream. Back to work tomorrow, wait I am retired. I began to realize that this was my first vacation as a fully retired adult.  Last years vacation I was contemplating retirement but I was not yet fully committed to it.  I was still actively seeking employment at the time.  So when I returned from last years vacation I restarted my job search.  This year however, I return to the life of a full...

On to other thoughts; am I looking at things the correct way.

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  As I said last week, it was my last post for a while on the subject of money and morality.  Although I have noticed an overabundance of current articles on the state of personal debt and the impact it will have on the economic future.  I guess I will have to be content with being ahead of my times.  If only a couple of weeks ahead (ha ha).  Didn't someone once say that you do not have to be smarter than everyone just a day earlier?  The basic premise of these articles is that consumers still have "covid" savings remaining and they continue to spend it.  The articles go on to predict that these savings (and credit) will dry up in the 4th quarter of this year and that will trigger a recession.  How they can predict this stuff I have no idea.  As I said last week I am tired of economics.  If you are interested you can read this  article So on to something new.  Well, not really new, I am still interested in decisions and how we ...

Money decisions and Morality part III

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  I have to admit I am getting tired of thinking about this topic.  During the week after a post I continually go over the thoughts and concepts I presented.  I try and keep an open mind as to the appropriateness of any statements I have made and whether or not they were accurate or even applicable.  I am always aware of the fact that I could be out in left field at times.  So many thanks to all those who comment on my posts and thanks to friends who shared my links with their communities.  You all have given me a great deal to think about.  I am grateful to all of you. My frustration with this topic and why I am getting tired of thinking about it has to do with my inability to fully describe what is happening.  I have been writing about how we as individuals make decisions.  My latest posts have been about monetary decisions and what role morals play.  If I cannot be confident in my understanding of current economic circumstances how ca...