Retirement decisions
I have been working towards our retirement strategies and all the decisions that come with it. This process has come about due to the decision made by my wife to retire. As I have stated in the past my wife has continued to work while I have retired. The reality fo this situation is that we are not a "retired couple". We are a single income household. I am the lazy non working husband who sits on his butt all day and takes the occasional bike ride, lol. Now with a semi firm date set we now know when the income pipeline shuts off and we begin to live off our savings. I am finding this time of life quite profound. Neither my wife nor I are fortunate enough to have a pension. Few people these days have pensions. Mostly only government workers have pensions. Although these public sector pensions are at some risk. Many states carry unfunded liabilities on their books. Illinois seems to be in the ...